Turning 65, Retiring, or New to Medicare?
Avoid the Medicare Confusion With Personal Medicare Guidance
Choosing Medicare is an important decision, but it doesn't have to be overwhelming. Whether you're turning 65, retiring, or losing employer health coverage, I'll help you understand your Medicare options in plain English so you can enroll with confidence.
Together, we'll compare Medicare plans, review your doctors and prescriptions, explain costs, and answer your questions—at no cost to you.
Schedule your free Medicare consultation today.
More Than a Medicare Broker
Medicare is personal. That's why I treat it that way.
Most brokers just show you plans.
But choosing Medicare isn't just picking an insurance plan.
It's deciding how you'll access your doctors, afford your prescriptions, and protect your health for years to come.
My goal isn't to sell you a plan.
It's to help you understand everything you need to know about Medicare, how it works, so you can make the decision that's right for you.
I'll explain Medicare in plain English, answer every question, and stay with you long after enrollment.
I care about your Medicare.
KRISSY TENHAGEN
Licensed Medicare Broker
"When my own father was diagnosed with cancer, I saw firsthand how overwhelming health insurance could become during an already stressful time. That experience shaped how I work with every client today—with patience, honesty, and genuine concern for your health and well-being.
I look after my clients the same way I looked after my Dad."
Medicare Agents Hub
Top rated Agent
NABIP Member
National Association of Benefits and Insurance Professionals
AHIP Certified
America's health Insurance Plans
Davies Agency
Affiliated Broker
OTHER AGENTS
WORKING WITH KRISSY
Limited appointment availability, 9-5 business hours only.
Relies on outdated technology and tools, making doctor network and medication lookups too time consuming. Many agents simply don't do this extra work.
15 page plan comparisons and several carrier books that make selecting a plan overwhelming and confusing.
Rarely checks doctor networks or medication formularies
Once-a-year contact during enrollment periods only, no ongoing support throughout the year.
Focused only on
sales and plans that benefit the agent or carrier with little guidance.
No guidance on reducing prescription costs.
No plan support.
No call back.
No attention to detail.
Flexible appointments: evenings, weekends, phone, video, or in-person throughout WNY
State of the art technology upgrades using modern digital tools. More accurate plan comparisons, prescription formulary research, and encrypted secure online forms and enrollments.
One page plan comparison, customized for each individual client. Not 60 pages, just one page.
We triple check verify your doctors, specialists, and prescriptions for every plan we review.
Year-round support for coverage questions, billing issues, and more
Relationship-focused care from an independent broker. We treat you like family, not a number, and we focus on your needs, not the carrier.
We guide you step-by-step through every part
of Medicare – from enrollment to renewals and all the months in between.
We check available federal and state government programs to see if you qualify for savings, plus research Manufacturer coupons, alternative pharmacies, and other ways to reduce costs.
Start Your Medicare Journey Without the Medicare Confusion
When you turn 65, Medicare suddenly feels like a foreign language. Part A, Part B, Part C, Part D — it reads like alphabet soup. Medicare penalties and misaligned information can make the decisions involved feel paralyzing. Here's the truth: you're not alone.
The alphabet soup only feels confusing because nobody explains it in human terms.
That's what I'm here to do.
Why Work With Krissy
Simple, easy-to-understand Medicare guidance
Compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans
Review your doctors, hospitals, and prescription coverage
Personalized recommendations based on your healthcare needs
Ongoing support before and after enrollment
MEDICARE MADE EASY FROM DAY ONE
FLEXIBLE APPOINTMENTS
STATE OF THE ART TECHNOLOGY
YEAR ROUND SUPPORT
ONE PAGE, THREE PLAN COMPARISON
Curious? Book A No-Obligation 15 Minute Medicare Call
Let's chat to see if I can help you with your Medicare, answer your questions, schedule an appointment, or set up a friends and Medicare gathering.
MEDICARE MAIL OVERLOAD
Turning 65 soon? You're probably getting inundated with Medicare mail. Many call centers and insurance carriers rely on sending Medicare beneficiaries information that is confusing, benefits that are deceiving (like free groceries) or fear over penalties.
MEDICARE PLAN CONFUSION
There are over 100 different plans and options available in Erie country. But there are only a few that cover all your doctors, medications and services you need. Work with an expert who knows the region, providers, plans, and carriers.
CAN I AFFORD MY MEDICARE COSTS
The biggest worry people have is the ability to afford their healthcare costs. Many plans and programs offer benefits that help reduce out-of-pocket costs. My job is knowing what they are. I will always find ways to maximize your coverage and benefits while reducing medical costs.
See What Krissy's Clients Say
"After meeting with Krissy, I would say it was the best move we had made. Krissy so knowledgeable on which health plan provider would be best for me. She has a visual that makes it all simple and understandable
I am fully confident in trusting her. I love that she is so personable with reaching out to her with any questions."
Margaret B.
Medicare Client
"Met with Krissy and she got me hooked up with a new Medicare policy for 2026 for less money! She was ABSOLUTELY FABULOUS!! Thank you!"
Mark G.
Medicare Client
"Krissy took time to explain the changes to the different Medicare Advantage plans. This year's changes are very confusing,. I left the office feeling good about my decisions."
Jane. O
Medicare Client
You can read more reviews about Krissy Tenhagen on Google here:
MY PROCESS
My process is simple - I do the work for you.
I do the extra work and attention to detail most agents and brokers won't do.
My easy online process allows you to schedule an appointment, provide your medications, doctors, and health information, and sign Medicare required compliance forms in one place. Having this information before your appointment allows me to do the work and have specific information ready for you before we even talk.
Your Medications
I make sure your medications are covered by checking each carrier and plan's formulary. I triple check your doctors' networks and plan participation
Your Providers
I triple check all of your doctors' networks and plan participation. This includes not just your Primary Doctor, but your specialists, lab, and other facilities.
Your Costs
Understanding your total out-of-pocket costs are essential. I look for available programs you may qualify for to reduce costs and any additional ways to save money.
Your Plan Options
After doing the deep research in ensuring all your prescription, doctor, and health needs are met, . I present you plan options from different plans and carriers.
Interested in getting started with Krissy as your trusted Medicare broker?
Start the New Client Onboarding Process in 5 easy steps!
New Client Onboarding Process in 5 Easy Steps
Share anything specific you'd like me to know.
Provide your information and permission to be contacted by Krissy.
Complete and sign CMS required Scope of Appointment form.
Complete the Needs Assessment and provide your medications, doctors, pharmacy, and optional health conditions.
Select the appoint type, day and time you'd like.
CONTACT KRISSY TENHAGEN
716-320-7253
hello@krissytenhagen.com
6541 Webster Rd. OP NY
medicarewithkrissy.com
Interested in learning about Medicare changes, provider updates, helpful tips and ways to reduce your out-of-pocket costs?
Sign up for my Medicare Newsletter here----->
I never spam and send once monthly newsletters to share helpful, important information. I vehemently protect your privacy. Your information is never shared, sold or distributed.
Medicare with Krissy Newsletter Sign Up
Watch and Learn!
Check out my YouTube channel for straightforward tips on making the most of your Medicare experience—empower yourself with knowledge!
Office:
Davies Agency Office
6541 Webster Road.
Orchard Park, NY 14127
Phone: 716-320-7253
Email: hello@krissytenhagen.com | krissy@daviesagency.net
NYS Licensed Health Insurance Broker
Krissy Tenhagen NPN# 20456581
© 2026 The Tenhagen Agency LLC
A Davies Agency Affiliated Broker
